
We want to make it easier for European SMEs and infrastructure projects to access financing at every stage of their development. By channelling funding to businesses in key areas of the economy, or breaking new ground with our investments, the EIF fosters EU objectives that benefit both people and the economy.
From the start-up and scale-up phase to the later stages of growth, our support aims to help businesses thrive. The EIF's debt financing toolkit keeps finance accessible and affordable for entrepreneurs. Our equity funding flows through the ecosystem to underserved markets, first time teams, and strategic investments.
The EIF supports infrastructure investment indirectly by developing markets, taking higher risk, and investing equity through funds and intermediaries. We focus on innovation and market development, complementing the activity of the EIB - and together, covering the full infrastructure financing spectrum.
Our EIF Equity Survey 2025 highlights the EU’s relative strength in innovation and technology potential, attractive investment opportunities, founders' ambition, and access to talent.
Still, important gaps persist between the EU and the US in many areas. The EIF uniquely sits at the intersection of finance, policy, and European value creation to unlock market and investment conditions for further growth.