EIF Working Paper 2024/101, The European Small Business Finance Outlook 2024

This working paper provides an updated overview of the key markets the EIF focuses on, highlighting the challenges and opportunities in SME financing during these uncertain times. It reviews the overall market environment, explores developments in SME equity, guarantees, securitisation, and inclusive finance markets, and discusses how these areas are shaping the support available to SMEs. The paper reflects the EIF’s commitment to addressing financing gaps and fostering sustainable growth across Europe.

The EIF Working Papers are designed to make available to a wider readership selected topics and studies in relation to EIF´s business. The Working Papers are edited by EIF's Market Assessment & Research and are typically authored or co-authored by EIF staff or are written in cooperation with EIF.